How to Pay Your Sears Credit Card Bill

 Sears Card

What’s up with Sears and their credit cards?

Sears has been around for ages since the company began selling goods through a mail order catalogue. These days, they still offer many products, but you can actually browse their stuff by going to a store.

To help facilitate making purchases in Sears stores (among other shops like Kmart and Lands’ End), they offer two types of credit cards. One is the store card, which you can only make purchases at their stores (or those associated with the company), and the other is the Sears MasterCard, which can be used anywhere MasterCard is accepted.

How do I make online payments to my account?

  • Make your way to
  • Enter your user ID and password
  • Click “Remember my User ID” to have the site do so (only if you are on your own and not a public computer)
  • Click Sign On

Sears Credit Card Login and Account Creation

  • Go to make a payment
  • Input your payment amount
  • Input your checking account and routing numbers
  • Submit your payment
  • Look over the details and finalize your Sears Card payment

Does it take long to create my account for logging in?

No, not at all. Go to the Citibank page for managing Sears Cards by clicking here. Click the link that says “Register” underneath the login boxes (this link is highlighted by a purple circle in the image from the last question). As long as you have your Sears Card next to you before beginning account creation, the process shouldn’t take more than a couple minutes.

Where can I mail payments for my Sears Card?

Prepare a check or money order made out to Sears and write your account number on it. Stuff it in an envelope and send it to one of the following addresses:

For regular Sears Cards

 sears card payment adress

For overnight payments, send your check or money order to:

Sears Payment Center-Overnight adress

For Sears MasterCards

Sears MasterCard Payments adress

–Overnight payments, send to the same address as overnight payments for Sears Cards–

If you have one of the other kinds of Sears-branded credit cards, head over to Citibank Contact Us page to find the address for your specific card.

Can I make a payment over the phone?

As far as I could find, there does not seem to be a way that you can make a Sears Card payment over the phone, at least not a way that they make easy to locate. If any of you know of a way how to make payments by phone, let me know in the comments below.

Can I make payments in person?

Yes, you can, and you can do so at more than just Sears stores. You can also make payments on your Sears Card at any Kmart location. To find the Sears or Kmart nearest to you, visit each brand’s store locator online: Sears store locatorKmart store locator.

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