If you think the invoices you make payments on are the only thing leaving your penniless at the end of the month, you are probably sorely mistaken. There are so many things that we as people (myself absolutely included) blow our cash on daily that it is pretty amazing any of us ever actually make all of our payments on time. If this sounds at all like you, keep reading to find some great tips to keep more money from seemingly evaporating so easily.
So, how can I spend less money every day?
Okay, so we have all heard the advice that to save money we should not be eating out for lunch every day, but that nugget of truth should really go much, much further. Not only should you attempt to brown-bag your lunch every day, but you also need to avoid trips to the local minimart or vending machine.
Why shouldn’t I go to the corner store?
Your minimart might be super convenient right now, but those places often charge $1 or $2 more for products than had you just made a trip to the grocery store. Take a little extra time and turn your quick trip to the shop to grab a pack of flour tortillas for $4 into a visit to the supermarket. Buy more items you’ll need soon and spend half as much money than had you gone to the convenience store over and over again.
How much am I wasting by going to the vending machine every day?
Also, if you are dropping a couple bucks on sodas, chips or candy bars at the office vending machine every day, you’re wasting a lot of money by not just pre-purchasing your own packs of snacks and drinks and just taking them in to work. Sure, $1.50 doesn’t seem like much at the time, but if you are doing that once or twice a day for a month straight, you’re just throwing away like $50. Spend a quarter of the amount and pick all of those goodies up beforehand.
Is there anything else I should be avoiding to save money?
Well, there is one thing that millions of people spend around $6 every day buying that they could cut down on or eliminate entirely: Cigarettes. No, I’m not going to go into some diatribe with the dangers of smoking, but even smokers should be able to admit that for something that costs so much money, it’s a pretty useless activity. Look at it this way, if you are spending $5 per pack and smoking a full pack of cigarettes a day, you will save $150 a month by quitting. After a year, that’d be $1,825. Now ask yourself this, would you rather have that next pack of smokes today, tomorrow, the day after and so on, or would you prefer a nice little vacation for you and your partner in a year?
Just some food for thought.