I know communications are a huge part of your life, and your smartphone feels like it has become a part of you, but that does not mean that you have to pay an arm and a leg to keep in touch with your friends, family and business contacts. If you are ready to take some easy or even drastic steps to save a lot of cash, read on my friends.
What is the easiest way to lower my monthly cell phone bill?
I guess the obvious answer here would just be to say something like, “Stop using a cell phone.” But, considering that’s neither practical or even realistic, let’s discuss another option available to you: Prepaid cell phones. This is more so true for those who don’t thoroughly rely on their phones at all times of day, but moving from a large carrier like Sprint to a phone that you can reload online can save you a huge amount of money. Now, the main reason this move ends up being so much cheaper is because cellphone users become far more aware of the minutes –and money- they’re spending, which can help cut usage and turn a $100 monthly payment into something like twenty bucks.
I don’t want a prepaid phone, what kind of plan would be best to help save money?
Honestly, your best bet here is to get in to a family plan with other people. Where a single person may end up spending that near-hundred dollars every month, people on family plans can get away with paying as little as $30 per person when all is said and done. This is a great option for adult siblings or friends who have known each other for a long time. However, if you have any feeling whatsoever that the person you might be getting into a plan with is having financial difficulties of their own, you might want to reconsider the decision as there’s a possibility that you will end up paying their share from time to time.
How can I just lower my monthly payment without starting a new contract?
Your best bet in this situation is to just look over your bill and see which of your services you just aren’t using. You don’t need unlimited everything (data, texting or talk time) if you are only talking to a handful of people occasionally. Downgrading your plan accordingly can easily, and quickly, save you up somewhere between $20 and $50 a month, if not more.